Non-QM Loans
Unlock Homeownership with Next-Level Group's Non-QM Loan Solutions
At Next-Level Group Powered By Canopy Mortgage LLC, we understand that traditional mortgage requirements don't fit every borrower's unique financial situation. That's why we offer specialized Non-QM (Non-Qualified Mortgage) loan programs, designed to provide flexible financing options for those who may not qualify for conventional mortgages.

What are Non-QM Loans?
Non-QM loans are mortgage products that fall outside the guidelines established by the Consumer Financial Protection Bureau (CFPB) for Qualified Mortgages (QMs). These loans cater to borrowers with non-traditional income sources, unique financial circumstances, or those who may have experienced credit challenges.
Why Choose Next-Level Group for Your Non-QM Loan?
- Expertise in Non-Traditional Financing: Our experienced loan officers specialize in Non-QM lending, understanding the complexities and nuances of these unique loan programs.
- Flexible Underwriting: We offer flexible underwriting guidelines that consider alternative income documentation, asset-based lending, and other non-traditional factors.
- Tailored Solutions: We work closely with you to understand your specific financial situation and customize a Non-QM loan solution that meets your individual needs.
- Access to Diverse Loan Programs: We provide access to a wide range of Non-QM loan programs, including bank statement loans, asset depletion loans, and investor cash flow loans.
- Personalized Guidance: We prioritize personalized service and open communication, guiding you through the Non-QM loan process with expertise and support.
Our Non-QM Loan Programs:
- Bank Statement Loans: Designed for self-employed individuals and business owners who rely on bank statements to document their income.
- Asset Depletion Loans: Allows borrowers to qualify based on their assets, such as retirement accounts or investment portfolios.
- Investor Cash Flow Loans: Ideal for real estate investors who purchase properties based on rental income.
- Foreign National Loans: Designed for foreign nationals who wish to purchase property in the United States.
- 1099 Loans: designed for independent contractors who recieve 1099 tax forms.
Who Benefits from Non-QM Loans?
Non-QM loans are ideal for:
- Self-employed individuals and business owners
- Real estate investors
- Individuals with non-traditional income sources
- Borrowers with credit challenges
- Foreign nationals purchasing property in the U.S.
- Individuals with substantial assets
Take Control of Your Homeownership Journey:
If you’re facing challenges qualifying for a traditional mortgage, Next-Level Group Powered By Canopy Mortgage LLC can help. Contact us today to explore your Non-QM loan options and discover how we can help you achieve your homeownership goals. We’ll provide you with expert guidance and personalized support throughout the entire loan process.